Policy admin, claims, billing, actuarial models
Back to industries
Industry domain brief
Banking & Financial Services
COBOLpro turns core banking, payments, card, lending, and risk logic into source-backed operating evidence for regulated documentation.
3
Legacy estate
Systems and data surfaces to inspect
9
Workflows
Business workflows grouped by capability
3
Risks
Business impacts with control focus
4
Deliverables
COBOLpro assessment artifacts
Executive summary
Banks and processors often carry revenue-critical behavior across CICS transactions, JCL schedules, DB2 and VSAM stores, copybooks, and downstream risk or GL feeds. The challenge is not only finding COBOL programs, but proving how account, payment, and settlement behavior works before a release, migration, or vendor replacement.
COBOLpro builds the domain brief that executives, auditors, architects, and application teams can use together: lineage, rule catalogs, runbooks, and blast-radius evidence tied directly to the source estate.
Legacy systems in scope
The source estate to turn into an operating map.
Each row is structured for executive review: where the COBOL behavior sits, what it touches, and what the documentation must prove.
Core account estate
Legacy estate
Deposit, loan, customer, ledger, CICS, IMS, VSAM, DB2, and batch posting systems
Documentation focus
Account state, interest, fees, posting order, statement generation, and GL handoff
Payment and card rails
Legacy estate
ACH, wire, card issuing, ATM, check processing, gateways, exceptions, and settlement files
Documentation focus
Authorization paths, returns, reversals, cutoff windows, reconciliation, and downstream extracts
Risk and reporting
Legacy estate
Liquidity, sanctions, credit, fraud, tax, regulatory, risk, and audit reporting feeds
Documentation focus
Transformation lineage from source programs to reports, controls, stores, and data systems
Operational workflows
Business capabilities, not raw program lists.
COBOLpro groups source behavior around the operating workflows buyers need to preserve, explain, or replace.
01
Customer and account operations
- Account opening and maintenance
- Interest and fee assessment
- Statements, tax documents, and service exceptions
02
Payments and settlement
- Authorization, posting, returns, and reversals
- Batch settlement and reconciliation
- Payment gateway and processor handoffs
03
Controls and close cycles
- Close-of-business and month-end
- Risk, GL, and regulatory extracts
- Fraud, dispute, collections, and exception management
Risk and control priorities
Where legacy ambiguity becomes business exposure.
The assessment narrows risk to business impact and source-backed control evidence instead of treating documentation as a generic code inventory.
01
Settlement integrity
Business impact
Incorrect posting order or missed cutoffs can create customer, liquidity, and reconciliation exposure.
Control focus
Map batch windows, job dependencies, transaction triggers, and exception paths before release sequencing.
02
Regulated data lineage
Business impact
Reports and controls become difficult to defend when transformations exist only in legacy source.
Control focus
Tie fields from copybooks, files, and programs through risk, GL, statement, and compliance outputs.
03
Concentrated knowledge
Business impact
Retirements and vendor transitions can leave account and payment behavior dependent on a few experts.
Control focus
Convert expert interpretation into durable runbooks, diagrams, and rule catalogs with source citations.
COBOLpro assessment output
Concrete artifacts for continuity decisions.
Outputs are written for shared use across business, audit, architecture, application, data, and delivery teams.
01
Account and payment lineage
Field-level traceability from source programs to files, tables, reports, interfaces, and downstream systems.
02
Posting and settlement runbook
A governed view of jobs, transactions, controls, cutoff windows, reversals, returns, and reconciliation steps.
03
Change blast-radius report
Evidence of affected programs, copybooks, data stores, reports, controls, and teams for priority banking flows.
04
Business-rule catalog
Buyer-readable rules for fees, interest, limits, eligibility, exception handling, and payment behavior.
Domain assessment